Charlotte NC · Est. 2026

AI & Coffee

> first & third saturdays · twenty seats · no pitches
Next pour Aug 01 · 9:30a
Venue Trade and Lore · NoDa
Seats 14 / 20 reserved
Scroll to brew
01 · The idea

Most of us work around money. AI keeps landing on our desks. Twice a month we sit down over very good coffee and separate what's real from what's noise.

Twenty seats, one long table, ninety minutes. No stage, no slides, no vendor demos.

You leave with sharper questions than you came with, and a strong opinion about the espresso.

Regulars on the roster
Pours poured so far
Shops rated by members
Sales pitches survived
02 · Next pours

Where we're meeting next.

Every pour gets listed like a table you'd book: the shop, what it costs, how loud it gets, and what's on the docket.

Pour № 10
Sat, Aug 1 · 9:30a
Trade and Lore · NoDa, 36th Street
14 / 20 seats
On the docketAgents in the back office: what a bank can actually ship in 2026.
Price range
$$$$
Expect to spend
$8 to $14
Order this
Honey lavender latte
Seats reserved
Solid Wi-Fi Street parking Loud after 10a Oat milk
Pour № 11
Sat, Aug 15 · 9:30a
Queen City Grounds · Uptown, 4th Ward
6 / 20 seats
On the docketSmall models, big compliance: running AI where the data can't leave.
Price range
$$$$
Expect to spend
$7 to $12
Order this
Maple cortado
Seats reserved
Fast Wi-Fi Deck nearby Quiet mornings Oat milk

First and third Saturday, every month. The venue rotates. The argument doesn't.

03 · The character forge

One photo in. One regular out.

Everyone on the roster gets drawn into the same house style: same linework, same amber, unmistakably you. Here's the whole loop.

Your photo
Your character
01

Reserve your first pour

Join the list, grab a seat at the next meetup, show up. Your first coffee is on the club.

02

Upload one photo

After your first pour, you send one photo. The pipeline redraws you as a character in the club's style and deletes the original.

03

Earn XP every pour

Attend, rate the shop, ask the question everyone remembers. XP stacks up and your rank climbs the drink ladder.

04 · The regulars

The roster, so far.

Maya
Model risk · Uptown bank
Lv 5 · Espresso2,380 xp
Trevor
Payments ops
Lv 4 · Flat White1,710 xp
Priya
Treasury tech
Lv 3 · Cortado980 xp
Walt
Retired credit officer
Lv 6 · Ristretto3,540 xp
Dana
Compliance
Lv 3 · Cortado1,050 xp
Marcus
Data eng · Fintech
Lv 2 · Americano460 xp
This seat's open. Pull up a chair.
12 more regulars not pictured · 20 seats per pour
Join
The drink ladder DripAmericanoCortadoFlat WhiteEspressoRistretto
05 · The Charlotte Cup

The city's coffee, ranked by the table.

After every pour, the people who were actually there rate the shop. Scores roll up into a running leaderboard.

01
Trade and LoreNoDa
Espresso
Talk-ability
Seating
Wi-Fi
9.2/1031 ballots · 3 pours
02
Not Just Coffee7th St Market · Uptown
Espresso
Talk-ability
Seating
Wi-Fi
8.9/1027 ballots · 2 pours
03
Undercurrent CoffeePlaza Midwood
Espresso
Talk-ability
Seating
Wi-Fi
8.7/1024 ballots · 2 pours
04
Summit CoffeeSouth End
Espresso
Talk-ability
Seating
Wi-Fi
8.4/1018 ballots · 1 pour
05
Queen City GroundsUptown · 4th Ward
Espresso
Talk-ability
Seating
Wi-Fi
8.1/1014 ballots · 1 pour
06
Smelly Cat CoffeehouseNoDa
Espresso
Talk-ability
Seating
Wi-Fi
7.9/1016 ballots · 1 pour

One ballot per member per pour · You rate it only if you sat in it · Scores out of 10

06 · The briefing

Read before Aug 1.

Four things worth your attention, picked for people who work around money. Skim them in line, argue about them at the table.

Models4 min

Agents hit the back office

Autonomous workflows are moving from demos into controlled pilots: reconciliation, exception handling, report drafting. The question for a bank isn't capability anymore, it's audit trails and who signs off when the agent is wrong.

Bring your take
Tools5 min

Copilots for compliance

The unglamorous wins are the real ones: KYC file review, alert triage, drafting the first pass of a SAR narrative. Where does assistance end and accountability begin? Dana has opinions.

Bring your take
Regulation6 min

The AI Act clock keeps ticking

High-risk obligations phase in through 2027, and US supervisors are watching how Europe's playbook lands. If your models touch credit decisions or hiring, this stopped being someone else's problem a while ago.

Bring your take
People3 min

Prompt literacy as a job skill

What does "good with AI" actually mean on a resume in 2026? Hiring managers around the table say they've started testing for it, badly. Let's compare what works.

Bring your take

Got something the table should read? Send it with your RSVP and we'll slot it into the next briefing.

07 · The log

Pours we've already poured.

Sat · Jul 18
Not Just Coffee · 7th St
16 seats
8.9 avg
Would you let an agent move actual money yet?
Sat · Jul 11
Undercurrent Coffee
14 seats
8.7 avg
What does "explainable" mean to an auditor, really?
Sat · Jun 20
Summit Coffee · South End
12 seats
8.4 avg
Is prompt engineering a career or a phase?
08 · House rules
R-01

No pitches. Nobody sells anything before the second coffee, and ideally never.

R-02

Phones face down through the first pour. The feed can wait ninety minutes.

R-03

Argue with the idea, not the person. Hot takes welcome, heat isn't.

R-04

Table talk stays at the table, so the quiet parts can be said out loud.

R-05

You buy your cup. The club buys every first-timer's.

09 · Reserve a seat

Two Saturdays a month. Worth getting up for.

Twenty seats per pour and the roster gets first claim, so join before your neighbor does. Your first coffee is on the club.

Nothing to join. You buy your own coffee, figure $6 to $14 depending on the shop and your order. The club covers every first-timer's drink.

No. Half the table works in risk, ops, or compliance. If AI touches your job, you belong here. The only requirement is curiosity and a coffee order.

After your first pour you upload one photo, and our pipeline redraws you in the house style: same linework as everyone on the roster, still recognizably you. The original photo is deleted once your character is done.

Yes. The banking tilt comes from who showed up first, not from a rule. Bring another industry's problems and you'll be the most popular seat at the table.

Request a seat · Pour № 10

Twice-a-month emails, nothing else. Your photo only comes into it after your first pour, and we delete the original once your character is drawn.

You're in the queue.

Details for the Aug 1 pour land in your inbox this week. Bring opinions.